Piper,
First of all - I am sorry to hear that perhaps during this time that you are finding it difficult in finding clients. I'm not surprised if anyone is still struggling to make ends meet from one end and having to save for "that" other goal.
Now to answer your question - unfortunately there is only one way for me to answer this - as this is as honest as it gets from a client's perspective. Whether you like this or not, I hope you are prepared to hear for whatever my opinion is worth.
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Simple, yet brutal and honest answer - defenitely less than $400 per hour
To be truly honest and brutal - with a stable income, I would only be able to afford up to $300 maximum per hour with any caucasian W/Ls in one incall session. And for this I'd expect her to be as everything as I would want in demand - looks, assets, empathic and enthusiastic.
Extras wise - I am a rather simple one to please. No need to DFK, or even Oral on her (quite frankly I'm actually quite poor at both). So all I'm after is enthusiasm from a GFE perspective. I don't even need the "laborious" extras like golden showers, rimming (on me or her), etc.
HOWEVER, if I were to speak for others - then perhaps most defenitely and likely you will need to include DFK and mutual oral at the very least as included extras in the price. What I wrote above is simply from my own simple wants and needs.
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Again, the economics in this industry is highly personal and individual - both to the client and to the W/L. Hence, it is always "difficult" to establish a price that works for "all". You can go so far as to lower down to $200 per hour but at what cost to your own personal and individual respect & values system?
I do however have just a vague idea that - if W/Ls are finding things very difficult - perhaps they could tailor certain prices for certain clientele instead of fixed one-off market pricing. But that is yet another political topic to debate in another time.
In fact I wrote the above with some sense guilt that others; including W/Ls will assumingly connotate the above to everything else in life that a client lives simply as a 'character' and "personality". I am only as transparent and honest if I am asked to be, but also in everything else in life - I am humble and fair enough as a client to know what is reasonable. I work in such a "pedestrian" industry where everyone without formal experience can undercut one over another for as low as $5 for a job, and I know how this pressure can indeed be such an emotional strain on its own.
But the above is as raw an answer you could ever get from a discretionary yet honest client. I'd be confident enough to say that nothing in my next 30 years of life I'll be able to afford $700 per hour PG session even if the lady is as exactly as I wished for in all cases.
hth.