I too would like to know this. I advertise MILF due to my age and that I have young children, my friend who is only slightly older has teenage kids, she prefers to advertise as ‘Mature’
As Maselin says, one can be a mum at any age. I would love to know what the expectations are around MILF?
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To me, I accept the literal meaning of the "MILF" anacronym ... although I also accept that the "Mother" element implies some level of age maturity not usually found in a single lady aged in her 20's. The "I'd Like to F@#k" element attests to the lady being sexually desirable, which doesn't necessarily imply a particular level of beauty and sensuality. Age is not so relevant, but for my part I reckon the tag best applies to women aged from their early 30s to their late 40s.
As to the term "Mature", it does suggest to me an age reference with no sexual elements inferred ... unlike MILF, it's not suggesting a good time is on the cards, so it needs to be backed up by some other arousing words. To my mind, a woman who describes herself as mature is likely aged anywhere between 40 to 60 years of age.