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is there insurance providers within the sex industry?

Will depend on the sex worker. Public Liability Insurance is available for most industries including sex workers. I doubt only Brothels and higher end sex workers would have coverage.

Good luck claiming on their insurance if they have coverage. You will have a blast with the Insurance Assessor.
 
HA HA I could think of nothing better than having a heart attack on the job and having a fucken gr8 time.

Indemnity Insurance , Who Cares.
On my grave stone
Here Lie's The Frenchman
:excited: Fucked to Death by an Escort :excited:
Way to Go
🌹💕🌹 ​

Would be good to know the girls have an insurance for the money pit and other worthy assets though?

Some of these Lady's are sitting on a
Gold Mine / Love tunnel​

The Frenchman
 
No idea what to do said:
HA HA I could think of nothing better than having a heart attack on the job and having a fucken gr8 time.

Indemnity Insurance , Who Cares.

The Frenchman
Click to expand...

Yep, dampening your parade, but absolutely nothing better for you :)
And would no longer matter to you, but absolutely nothing worse for your partner and families after finding out the truth of your demise. :(
Such is life.
 
That would be public liability insurance (also called legal liability insurance for home and contents policies).

8.5. When a client is injured in the workplace
A client who contracts an illness or disease or is injured as a result of their use of sex services may
seek compensation from the owner. The owner may be able to make a claim under a public liability
insurance policy.

For sex workers operating from their own home/flat, they will have legal liability insurance included in their home and contents policy. For separate businesses, public liability cover can sometimes be hard to arrange (because insurance companies have a tendency to discriminate against sex workers), but it gets easier if you go through a broker.

"Escorts, exotic dancers and other sex workers who run their own businesses as individuals can now purchase individual liability cover.
In a first for the Australian market, AIBI in conjunction with Axis have created a public liability insurance policy specifically designed for individuals working in the adult entertainment industry.
While the Public Liability for Escorts is a retail product that won’t directly benefit brokers, AIBI Account Executive Jessica Daley says brokers will be able to inform their clients that there’s a solution available."
Link is broken so has been taken down
 
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Plumage said:
8.5. When a client is injured in the workplace
A client who contracts an illness or disease or is injured as a result of their use of sex services may
seek compensation from the owner. The owner may be able to make a claim under a public liability
insurance policy.

"Escorts, exotic dancers and other sex workers who run their own businesses as individuals can now purchase individual liability cover.
In a first for the Australian market, AIBI in conjunction with Axis have created a public liability insurance policy specifically designed for individuals working in the adult entertainment industry.
While the Public Liability for Escorts is a retail product that won’t directly benefit brokers, AIBI Account Executive Jessica Daley says brokers will be able to inform their clients that there’s a solution available."
Link is broken so has been taken down
Click to expand...
Exactly Plummage. P/L insurance is available to the industry- it is not mandatory. A few points to note.
*A claim for injury/damages is normally a civil matter.
*As you quote, it is then possible for the sex worker to lodge a claim on THEIR insurance.
*As to a third party claiming; Unless you are a named Principle on the Sex Workers insurance, you can NOT make a claim.
* There is no obligation for the worker to lodge a claim. Especially if there is a dispute around who is responsible.
*This leads to it being a civil matter, the injured party will need to make a civil claim through the courts. The severity of the injury will be assessed, as will the proportion the injured party contributed to the event. Caps on claims for minor illness/minor injuries are in place of $23,000 (unlimited for very severe claims, but guidance is given from previous claims). So if the injury was minor and it’s scaled for severity and contribution- you may see much less than this.
If the sex worker has no personal assets and no insurance, and if the injured party was successful in obtaining damages - good luck in getting paid.
If the sex worker has insurance, the injured party will need to “fight” in court against the insurers lawyers and Dr’s.

If the sex worker admits liability and lodges a claim on their insurance- good luck on dealing with the Insurance Assessor. How that process works is another long post.
 
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